7 Ideas to Build Your Rainy Day Fund

What if your refrigerator unexpectedly quits? Or you need to cover your insurance deductible after an auto accident? Or your 3-year-old knocks your laptop onto the tile floor? Mishaps and malfunctions are — unfortunately — part of everyday life. The good news is that planning ahead and having emergency cash on hand can make these not-so-great situations better instead of worse. Don’t think you can afford to pull any more from your budget to stash away for that rainy day? Here are seven tips for trimming expenses (while hardly even noticing).

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